Authorised Zurich Takaful specialist · KL & the East Coast Book a free consultation →
100% Shariah-compliant · backed by Zurich

Smart, halal protection for your family's future.

I'm Hj. Asyraf Fauzi — an authorised Zurich Takaful specialist with 10+ years helping families and business owners across Kuala Lumpur and the East Coast choose the right Shariah-compliant cover, with honesty and care.

Book a free consultation
0Years' experience
0Champion Producer '22 & '23
0Agency volume 2021
Hj. Asyraf Fauzi
Zurich TakafulAuthorised Agent · Gemilang Empire ZFN
Backed by Zurich TakafulRegulated by Bank Negara MalaysiaPIDM protected10+ years experienceKL & East CoastChampion Producer ’22 & ’23 Backed by Zurich TakafulRegulated by Bank Negara MalaysiaPIDM protected10+ years experienceKL & East CoastChampion Producer ’22 & ’23

Coverage for every chapter

Shariah-compliant plans underwritten by Zurich Takaful Malaysia — chosen to fit your needs and budget.

Medical Takaful

MediPro · MediAfya · Z-MedProtect · MediCash

Comprehensive hospital & surgical cover, no lifetime limit.

  • Up to RM2,000,000/year
  • Cashless panel admission
  • Renewable to age 80

Hibah & Family

ProSecure · Al-Shams · Term 80

A clear, Shariah-compliant legacy for those you love.

  • Hibah nomination
  • Death & TPD cover
  • Critical illness

Savings & Investment

ProInvest · Mumtaz · Executive20

Grow long-term wealth while staying protected.

  • Investment-linked
  • Education & retirement
  • Shariah funds

Accident & Motor

Personal Sentinel V3 Plus · Z-Driver

Everyday protection for you, family and vehicle.

  • PA up to RM175k/car
  • Flood add-on & courtesy car
  • Safe-driver discounts
Medical takaful
FLAGSHIP — MEDICAL TAKAFUL

Never choose between your health and your savings

A single hospital stay can undo years of saving. With the right medical takaful, you're treated at top panel hospitals while your family's finances stay protected — fully within Islamic principles.

RM2,000,000annual limit · no lifetime cap
  • Cashless admission at panel hospitals
  • Pre- & post-hospitalisation, day-care, dialysis
  • Guaranteed renewable up to age 80
Ask about medical plans
Family takaful & hibah
LEGACY — HIBAH & FAMILY TAKAFUL

A gift of certainty for the people you love

Make sure your family is cared for, exactly as you intend. Hibah lets you pass on your takaful benefit in a clear, Shariah-compliant way — no disputes, no delays, no doubt.

  • Shariah-compliant hibah nomination
  • Death & total permanent disability cover
  • Education & retirement savings options
Plan my family's protection

Why takaful, not conventional insurance

Takaful replaces interest, uncertainty and speculation with mutual donation (tabarru') and shared responsibility — protection practised as an act of brotherhood.

No Riba — no interest in how the fund is managed or invested.
No Gharar — no hidden terms or excessive uncertainty.
No Maysir — no gambling or speculation with your protection.

A decade of trusted advice

0Years in takaful
0Agency volume, 2021
0Champion Producer
0Shariah-compliant

Trusted by families & business owners

★★★★★

“Asyraf explained everything in plain language. For the first time I actually understand my medical cover.”

FFaridah A.Kuantan, Pahang
★★★★★

“He found a plan that protected my family and fit my budget — and the claim was handled fast and stress-free.”

HHafiz R.Kuala Lumpur
★★★★★

“Professional, honest and always reachable on WhatsApp. I've referred my whole family to him.”

NNurul I.Kuala Terengganu

Illustrative client experiences — to be replaced with real, consented testimonials before launch.

Getting protected is simple

1

Discovery

We talk through your needs, family and budget.

2

Tailored plan

One or two Shariah-compliant options that fit you.

3

Apply with ease

Simple paperwork, fully guided.

4

Lifetime support

Reviews, claims help and updates.

Hj. Asyraf Fauzi & team
Agency Director · Gemilang Empire ZFN

Meet Hj. Asyraf Fauzi

For over a decade I've helped Malaysian families and business owners protect their health, wealth and future through Shariah-compliant takaful. My approach is simple: listen first, explain clearly, and recommend only what genuinely fits your needs and budget. Honoured as Champion Personal Producer in 2022 and 2023, and crossed the RM1 million agency milestone in 2021.

Authorised Zurich Takaful agent 10+ years experience KL & East Coast BM · EN · Arabic
Meet your takaful advisor

Let's talk

Call / WhatsApp+60 18-900 3244
Emailmaf.zurichtakaful@gmail.com
Service areaKL & East Coast
AvailabilityMon–Sat, 9am–9pm
Book a consultation

Send a message

Tell me what you need and I'll reply personally.